Wouldn't you rather walk out doors than in a gym?

The standard recommendation is to walk at least 30 minutes a day. But walking, done right, is thrifty as well as good exercise.

I walk just about daily -- and many of my walks are for errands. By combining my exercise with my errands, I save time as well as money.  I walk to

• the grocery store (actually several, depending on what I want)
• the bank (for deposits, mostly, like any good saver)
• the library (check the library before you buy a book)
• the drugstore

And if that were all I needed at the gym, I'd save on gym membership, as well. All you need is the occasional pair of sneakers. 

A further benefit of walking is that you get to know the neighborhood and perhaps even your neighbors. More about that, and how that can help you be thrifty, tomorrow!